http://www.duluthnewstribune.com/news/4139693-fema-flood-insurance-may-be-climate-change-revamp
more resilience is needed
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https://web.archive.org/web/20161019143819/http://www.duluthnewstribune.com/news/4139693-fema-flood-insurance-may-be-climate-change-revamp - the article is archived here
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