Conflagration’s role in the wildfire equation

https://www.insurancejournal.com/blogs/cotality/2025/05/16/823947.htm

insurers trying to better quantify conflagration risks - ps - they
dont really care if trees burn down

"Using both scores on every property is critical because a property
with one type of fire risk may not be at risk for the other. A
property with very low wildfire risk — far enough away from the WUI to
raise traditional concern — could be at a very high conflagration
risk. A recent analysis by Cotality identified thousands of properties
within the Palisades and Eaton Fires with low wildfire risk but high
conflagration risk."

MAPTDA - make all palm trees dead again